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Darwin vs FICO Decision Management comparison

 

Comparison Buyer's Guide

Executive SummaryUpdated on Dec 5, 2024

Review summaries and opinions

We asked business professionals to review the solutions they use. Here are some excerpts of what they said:
 

Categories and Ranking

Darwin
Ranking in Data Science Platforms
25th
Average Rating
8.0
Reviews Sentiment
6.7
Number of Reviews
8
Ranking in other categories
No ranking in other categories
FICO Decision Management
Ranking in Data Science Platforms
27th
Average Rating
9.0
Reviews Sentiment
6.7
Number of Reviews
4
Ranking in other categories
Decision Management Tools (2nd)
 

Mindshare comparison

As of June 2026, in the Data Science Platforms category, the mindshare of Darwin is 1.5%, up from 0.3% compared to the previous year. The mindshare of FICO Decision Management is 1.5%, up from 0.4% compared to the previous year. It is calculated based on PeerSpot user engagement data.
Data Science Platforms Mindshare Distribution
ProductMindshare (%)
Darwin1.5%
FICO Decision Management1.5%
Other97.0%
Data Science Platforms
 

Featured Reviews

AC
Founder at Helio Summit
Empowers SMEs to build solutions and interface them with the existing business systems, products and workflows.
There's always room for improvement in the UI and continuing to evolve it to do everything that the rest of AI can do. Because it's so much better than traditional methods, we don't get a ton of complaints of, "Oh, we wish we could do that." Most people are happy to see that they can build models that quickly, and that it can be done by the people who actually understand the problem, i.e. SMEs, rather than having to rely on data scientists. There's a small learning curve, but it's shorter for an SME in a given industry to learn Darwin than it takes for data scientists to learn industry-specific problems. The industry I work in deals with tons and tons of data and a lot of it lends itself to Darwin-created solutions. Initially, there were some limitations around the size of the datasets, the number of rows and number of columns. That was probably the biggest challenge. But we've seen the Darwin product, over time, slowly remove those limitations. We're happy with the progress they've made.
it_user147981 - PeerSpot reviewer
Project Manager at a financial services firm with 501-1,000 employees
I would recommend buying this product for loan origination purposes
FICO OM is very flexible in terms of development, with rapid application development options Streamlined loan origination processes. Credit products. Two years. No. No. Below average. Straightforward. Flexible. Yes, we did. I would recommend buying this product for loan origination…

Quotes from Members

We asked business professionals to review the solutions they use. Here are some excerpts of what they said:
 

Pros

"Darwin has increased efficiency and productivity for our company. With our risk management team, there were models that took them more than three days to process each, only to see the outcome. Now, it takes minutes for Darwin to process the current model. So, we can have it in minutes. We don't have to wait three days for all the models to be tested, then make a decision."
"I find it quite simple to use. Once you are trained on the model, you can use it anyway you want."
"I liked the data checking feature where it looks at your data and sees how viable it is for use. That's a really cool feature. Automatic assessment of the quality of datasets, to me, seems very valuable."
"Even people who are not fully technical can use it with a little guidance or something."
"The solution helps with the automatic assessment of the quality of datasets, such as missing data points or incorrect data types."
"Our main goal is to transform data into knowledge and Darwin is definitely helping us to do that faster."
"Darwin is the perfect tool to solve this issue; what the machine-learning industry needs at this point to expand exponentially in the oil and gas market."
"Due to the predictions that we have been able to do because of the use of Darwin, we have decreased our delinquency index from almost nine percent to five percent and reduced our client loss index from 19 percent to 10 percent."
"FICO OM is very flexible in terms of development, with rapid application development options."
 

Cons

"The challenge is very big toward making models operational or to industrialize them. E.g., what we want to do is to make unique credit models for each customer. So, we are preparing the types of customers who we can try new credit models on Darwin. But, I see this still very challenging to be able to get the data sets so Darwin can work. At this point, we are working it to get the data sets ready for Darwin."
"Darwin is stable, but it just doesn't provide the functionality that an analyst would need."
"The analyze function takes a lot of time."
"There are issues around the ethics of artificial intelligence and machine learning. You need to have a lot of transparency regarding what is going on under the hood in order to trust it. Because so much is done under the hood of Darwin, it is hard to trust how it gets the answers it gets."
"The Read Me's and the tutorials need to be greatly improved to get customers to understand how things work. It might be helpful to have some sample data sets for people to play around with, as well as some tutorial videos. It was very hard to find information on this in the time crunch that we had, to see how it worked and then make it work, while interfacing with folks at SparkCognition."
"Because so much is done under the hood of Darwin, it is hard to trust how it gets the answers it gets."
"We have used Darwin as a complement to other tools like R and SPSS to get the accuracy we want."
"Something they are working on, which is great, is to have an API that can access data directly from the source. Currently, we have to create a specific dataset for each model."
"Customer service is below average."
 

Pricing and Cost Advice

"As far as I understand, my company is not paying anything to use the product."
"The license cost is not cheap, especially not for markets like Mexico. But sometimes, you do have to make these leap of faith for some tools to see if they can get you the disruption that you are aiming for. The investment has paid off for us very well."
"I believe our cost is $1,000 per month."
"In just six months, we calculated six million pesos that we have prevented in revenue from going away with another customer because of this solution. Thanks to Darwin, we didn't lose those six million pesos."
Information not available
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Top Industries

By visitors reading reviews
Construction Company
19%
Financial Services Firm
15%
Manufacturing Company
10%
University
7%
Financial Services Firm
28%
Comms Service Provider
8%
Manufacturing Company
7%
Outsourcing Company
7%
 

Company Size

By reviewers
Large Enterprise
Midsize Enterprise
Small Business
By reviewers
Company SizeCount
Small Business6
Large Enterprise2
No data available
 

Overview

 

Sample Customers

Hunt Oil, Hitachi High-Tech Solutions
Aiful, Raiffeisen Bank International AG
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