ICS BANKS Lending consists of modules that are highly parameterised, highly flexible and modular. All systems are based on a product design architecture, therefore the customer can design any new product, link such products to the general ledger (GL), commissions & charges, schedule of repayment, using any of the calculation methods available. The system is integrated with the Business Process Management module, BANKS BPM, will support the full workflow cycle of Origination, studying, approval and processing. Interest method supported can be Flat, Discounted, Simple, Compounded, Subsidised, present value, future value and many more.
| Product | Mindshare (%) |
|---|---|
| ICS BANKS Lending | 2.4% |
| FIS Commercial Lending Suite | 21.0% |
| Finastra | 17.6% |
| Other | 59.0% |
ICS BANKS Lending was previously known as ICSFS BANKS Lending.
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